John: We have x dollars left in our savings. (x=number that should be higher but Lisa had a spending problem.) What do you think we should do with it? Perhaps we should prioritize our bills, cancel unnecessary things like satellite radio in the car, etc.
Lisa: Nope. I think we should take the money we have left, buy three plane tickets and fly somewhere really far away. We could stay in an all-inclusive resort, bask in the sunlight, and forget all our problems.
John: Yeah, but I'd still be unemployed and then we couldn't pay our mortgage.
Lisa: But at least we would be on vacation.
(Perhaps the title for this post should be - Why Lisa Isn't In Charge of the Bills, Part 483974)